financial security, freedom & choice
Empowering informed decisions for your financial journey.
Access to knowledge can make all the difference – so we make ours readily available. Our online resources and network of experienced advisers are at hand to help you make good decisions for your financial life and goals. Read on for more, and of course, don’t hesitate to get in touch if you’d like to talk.
The Retirement Platform
Like to calculate your retirement savings goals? To check your risk profile, or maybe review your KiwiSaver contributions?
The Retirement Platform gives you 24/7 access to calculators, tools, guides, quick-reads and more, all designed to help you achieve financial security, freedom and choice in retirement.
Take the reins of your financial future – put some time aside to run your numbers and peruse our comprehensive and growing array of resources.
The Retirement Platform
Like to calculate your retirement savings goals? To check your risk profile, or maybe review your KiwiSaver contributions?
The Retirement Platform gives you 24/7 access to calculators, tools, guides, quick-reads and more, all designed to help you achieve financial security, freedom and choice in retirement.
Take the reins of your financial future – put some time aside to run your numbers and peruse our comprehensive and growing array of resources.
The Advice Platform
Looking for an experienced financial adviser? Like to know more about how advice works and what to expect?
Introducing The Advice Platform – a network of qualified, professional advisers. Find specialists in personal insurance, mortgage advice, financial planning, retirement planning and investment. Review profiles, qualifications and experience, and find an adviser to suit your needs – then connect. Easy access to expertise for your financial advice needs.
The Advice Platform
Looking for an experienced financial adviser? Like to know more about how advice works and what to expect?
Introducing The Advice Platform – a network of qualified, professional advisers. Find specialists in personal insurance, mortgage advice, financial planning, retirement planning and investment. Review profiles, qualifications and experience, and find an adviser to suit your needs – then connect. Easy access to expertise for your financial advice needs.
24/7 access to knowledge
Tools, resources and advice for your financial goals and life.
Take ten to grow your financial nous
Knowledge plays a big role in building a healthy financial life. When you have 10 minutes to spare, why not take time out for a regular read from the comfort of the couch – in depth guides, quick reads, handy FAQs and more.
Run your numbers and plan ahead
Assess your savings goals, review your progress, look ahead to your future. Our online tools – calculators, quizzes and more – are an accessible and convenient way to take stock of where you are and where you want to be.
Connect with an experienced adviser
Advice is a relationship, so it goes without saying that choosing an adviser who’s right for you – in terms of both expertise and rapport, is important. Peruse profiles and connect with an adviser at The Advice Platform.
Complimentary subscriptions
Manage your money, your way with Pocketsmith. Protect your loved ones and your interests with Wills and EPAs. Register for the Beta version of The Vault, and more. Take a look at our Premium Tools for clients at The Retirement Platform.
About us
We’re enthusiastic proponents of sharing knowledge and expertise – to help our clients secure financial freedom, security and choice in life and in retirement.
We work towards that goal in a couple of key ways: Our online platforms are designed to put you in the driver’s seat of assessing and considering your needs and options. And for personalised advice, we – and our network of adviser partners – are readily available, be that for mortgage, risk insurance, investment, financial planning or retirement planning needs.
Founded by David Yates, Miles Flower and John Coltman, Retirement Planning Ltd brings clients decades of advice experience and expertise. And importantly, in this busy world where time is often in short supply, we’re committed to providing information and tools that make it easy for our clients to make informed decisions and keep their financial goals, needs and plans on the radar.
David Yates FSP 667151
David has over 30 years’ experience in IT and financial services around the world including almost 20 years in the financial advice sector in New Zealand. David is responsible for creating the web infrastructure that underpin our platforms.
His broad experience in the financial advisory space includes working both as a practitioner and providing advice and IT and investment consulting services to the advice sector in New Zealand.
David’s considerable experience is supported by strong academic credentials including an MBA and a graduate diploma in Personal Financial Planning.
John Coltman FSP 2221
Based in Wellington, John specialises in cashflow planning and risk management for families and businesses throughout New Zealand.
A qualified financial adviser, John has been providing financial planning and advice to clients for over 20 years.
A passionate advocate for lifetime cashflow planning as a framework for developing financial and risk management plans, his influence extends to the services on the retirement platform; the planolitix tool available to all of our users is founded on the cashflow planning principles John uses in his day to day advice practice.
Miles Flower FSP 5281
Working in the industry since the 1980’s, Miles has experienced three financial crashes and understands the need for patience and a balanced and unbiased view to assist clients to not become too anxious or panic and sell assets at the wrong time.
As one of a small number of people in New Zealand with both CLU (Chartered Life Underwriter) and CFP (Certified Financial Planner) qualifications, and a MBA Miles has the the foundation of knowledge to offer quality advice.
OTHER ADVICE SERVICES
Comprehensive financial advice for your journey.
FINANCIAL PLANNING
A structured financial plan is a bit like drawing a roadmap between where you are now and arriving at your short-and-long-term goals. It helps you plan to achieve the things that are important to you and adjusts over time to keep pace with your life. What can we help you plan to achieve?
RETIREMENT PLANNING
A personal retirement plan can play an important role in helping you achieve your post-work life aspirations. For all stages of life – from starting out to when you finish work for the last time – we can help you design a comprehensive plan, encompassing savings and investment strategies, KiwiSaver, income planning, insurance and more.
RISK INSURANCE
What matters to you? That’s one of the first questions we explore with our clients. Appropriate insurance planning is about identifying your priorities and the areas of risk you need protection for – to create a plan to safeguard your achievements, loved ones and lifestyle should the unexpected happen.
INVESTMENT PLANNING
Whether it’s KiwiSaver, managed funds, property, or other tools – we’re all different when it comes to investments. Risk tolerance, goals, investment horizon and more all come into play when designing a tailored investment strategy to help you achieve milestones through life.
Contact us
KiwiSaver-questions? We’re here to help. Like to take a good look at your financial plan? We can help there too. From simple queries through to advice for retirement, investment, and financial planning, we welcome you to get in touch.
